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You want to buy a one-of-a-kind item on a little-known company's website, and you wonder if it's safe to type in your credit card number.

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PONTIAC - Crowds and crowds of smiling people ready to celebrate the holiday season attended the 30th Holiday Extravaganza Parade in downtown Pontiac Dec. 3. Scores more enjoyed free children's activities and family fun as part of the Children WinterART Festival and the Gallery of Ice before the parade.

This fall, state testing results were released, and we were pleased to learn that all of our students made impressive gains. Our Academic Performance Index (API) is 793. We are working hard to improve our delivery and alignment of core content and are aiming for an API more than 800 for this next school year. In addition, our 2011 graduates collectively received more than $500,000 in scholarships and grants to attend post secondary education. We graduated 161 students and more than 82 percent were accepted into a college of their choice. In fact, more than 51 colleges and universities across the nation accepted our graduates, including Brown University, NYU, Santa Clara University, University of California, and University of San Diego.

Check imaging offers a wide range of document imaging options for financial institutions, designed to simplify teller processing. Sold by software providers or fulfillment partners, discovering which features of bank check scanners prove to be valuable will assist you with making the correct choice for your corporation or branch.

Has it ever crossed your mind to sit down and calculate how much you spend on insurance every year? If you do the sum, you will be surprised at how much you fork out for all the different types of cover. You'll also, in all probability, find that you are paying for some types of cover more than once - and every element will be adding up to cost you more than you need to pay each year.

The legendary coasts of North Carolina are counted among the hottest attractions in the United States. With quality accommodation opportunities, the North Carolina coast attracts tourists from all over the globe. In this article, we have tried to put some useful information to help you in planning your visit and stay in North Carolina.

Dr. Max Ruhl, who served Northwest for 23 years, was inducted tothe Mid-America Education Hall of Fame in early November.

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Megan Connors of Harford County, Md., says she got a great education at Auburn University but a brutal lesson on private student loans.

NEW YORK, NY--(Marketwire -12/18/11)- Thankster today announced that the company has added support for QR codes to its online thank you store. Now, in addition to being able to send real paper notes and thank you cards much more easily than in the past (with real handwriting), users can turn static cards into dynamic multimedia showcases by including these codes on its printed thank you cards, invitations and greeting cards. The QR codes give card recipients an easy way to access and enjoy related photos, videos, and other online mementos.

The collection agencies are hounding you relentlessly. The calls keep coming in at all hours, your making the best effort to meet the obligations of your various creditors, and you are scrambling to make ends meet. Despite your best efforts, your finances are simply upside down and you are considering declaring bankruptcy. You are aware that it can provide relief and allow you to restructure your debt and settle obligations with the bankers, but is it right for you?

You may have heard that a home equity line of credit (HELOC) is a convenient, flexible and low-cost way to borrow money. All of these statements can be true if you manage your HELOC prudently. But if you don't, a HELOC can become very expensive and get you into financial trouble. Here's how.

Be patient. Accept that changes to your financial situation may come slowly. You didn't get into debt overnight. It probably took many months or years to dig yourself into an economic ditch. It may take even longer to reach financial stability. Don't become discouraged or upset if your progress is not immediately apparent. Significant change takes time. Celebrate small accomplishments during your debt repayment plan. Remember that your goal is to avoid digging yourself into further debt - even if it is a slow process.

The goal of the program is to help consumers in getting out of debt in the fastest possible time without spending a lot of money on fees and other expenses. It also provides credit counseling once the debt concerns have been discussed. Other organizations tend to conduct 'secret dealings' with creditors and this is a situation that you should avoid.

Early in the morning on the first Friday of every month the U.S. Bureau of Labor Statistics releases the famous Non-Farm Payroll Report, which is the most awaited piece of economic news market traders of all kinds look forward to. Non-Farm payrolls is the most reliable of the economic indicators and gives us information about the number of jobs added or lost in the U.S. economy over the past thirty days exclusive of jobs in the agricultural sector, and is eagerly awaited by so many investors, because it's responsible for many of the largest single-day price swings in history, and much money can be quickly earned when markets are moving so much.

Most of us have always wondered that life would have been so much easier if someone provided us with free money, which never needs to be repaid. A lot of financial problems would be solved instantly. Well, the US government has such a solution for your financial problems. It provides free government grants for all the different financial needs of different individuals. It provides this funding under various categories. For example, education grants include: Federal Pell grants, training grants, grants for research, grants for universities, Stafford loans, etc. Free government housing grants include: first time home buyer grants, grants for commercial properties, land development, mobile homes, parks, new constructions, etc.

Just about the time the congressional "supercommittee" declared failure, our national debt clock rolled past $15 trillion. Even as the discussions, co-chaired by Sen. Patty Murray, D-Wash., ground to a halt and Congress left the Capitol for Thanksgiving, the debt clock kept ticking.

MANILA, Philippines - The peso exchange rate closed higher at P43.84 to the US dollar yesterday, the last trading day of 2011 at the Philippine Dealing Exchange Corp. (PDEx) from P43.97 the previous day. The weighted average rate appreciated to P43.919 from P43.928. Total volume amounted to $683 million.