First, it is important for you to know exactly how much debt you have currently. You may have multiple cards. Compile all your bank statements. You should then make a detailed list of your credit card debt which includes the interest rates you are paying for each card. Get the total figure of debt.
Secondly, it is necessary for you to identify the government grant that you are qualified for. You must obtain the guidelines for applying the grants. If you are facing the problem of being retrenched, you can look for grant that is offered for those who don't have sufficient income to pay back credit card debt. Since you have got your total amount of debt on hand, you can quickly know whether you are qualified for the grant or not.
Next, if your condition fulfills the requirements of the grant, start apply for it. You need to submit the application form to the related department. Don't forget to attach all the supporting documents to prove to the authority that you don't have the ability to pay your credit card bills. You are then required to wait for the approval within certain period of time.
In fact, there are many people who are not aware of the existence of personal grants. It is indeed a great opportunity for you. You shouldn't miss any grant that you are eligible for and you should fully utilize it to reduce your burden of debt. You will definitely be able to improve your financial situation.
Due to bad economy situation, many citizens for assorted reasons. Every problem has its solution. The government supports are always with you. You must be proactive and all the hardships can be overcome.
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