Start Rich 的部落格

SCHOFIELD, Wis. , Dec. 28, 2011 /PRNewswire/ -- PuraMed BioScience, Inc. (OTCBB: PMBS.OB - News ) is pleased to announce that its lead product, LipiGesicM, for the acute treatment of migraines, has been featured in the December 20, 2011 issue of Flaherty Financial News Newsletter published by Flaherty Financial News Inc . The report can be found at .

"We are very excited to be featured in the Flaherty Financial News Newsletter ," said PuraMed CEO, Russ Mitchell . "This publication has online distribution to over 10 million investors and we think this is a great step in getting the word out about our product, LipiGesicM."

About Flaherty Financial News Inc.
Flaherty Financial News Inc. ("FFN") is the publisher of totally-electronic coverage of the neglected micro-and small-cap markets. It was launched in February 2007 by the "legendary financial editor" Bob Flaherty , Editor and Chairman of Flaherty Financial News Inc., together with his son Brian, who serves as President and Publisher. While previously serving as Chairman and Editor of Equities Magazine for twenty-five years until it was sold in September 2006 , Bob was also Editor-in-Chief of Equities Special Situations , which had one of the most consistent and highest ranked long-run performance records measured by Hulbert Financial Digest. Previously, he was an award-winning Senior Editor of Forbes Magazine, where he wrote 33 cover stories, two shy of the all-time record. He was also Chairman of The Over-The-Counter Securities Fund. Bob Flaherty is a Magna Cum Laude graduate of Harvard College in economics and also has an MBA with a Distinction in Finance from Harvard Business School .

BIRMINGHAM, Ala. (AP) -- Wall Street creditors are suggesting ways the Alabama Supreme Court could sort out legal questions in Jefferson County's record-setting bankruptcy case.

The Bank of New York Mellon and other companies, in papers filed late Wednesday, recommended questions that a federal judge ask the justices to clarify whether Jefferson County is eligible under state law to file a municipal bankruptcy. Attorneys representing taxpayers filed similar questions.

U.S. Bankruptcy Judge Thomas Bennett sought the suggestions during a hearing earlier this month. Bennett is considering a request by creditors to dismiss the bankruptcy, which they argue is not authorized under Alabama law.

Jefferson County filed the largest municipal bankruptcy in U.S. history last month over more than $4 billion in debt after years of negotiations with creditors failed to produce a settlement. Most of the debt stems from borrowing that went to pay for upgrades to the county's sewer system.

Mosaic Meal Thursday, Dec. 22

The annual Mosaic Meal potluck will be on Thursday, Dec. 22. Students are reminded to bring their themed contribution on Thursday. The school break begins on Friday, Dec. 23. School resumes on Wed. Jan. 4.

The Student Council has been organizing awesome noon hour school spirit activities all week long. There have been dancing contests, singing contests, candy cane races, ginger bread house building competitions, name-that-tune contests, musical chairs competitions, Fear Factor contests, unwrapping presents races, and door decorating contestscongratulations to Ms. Sweet's group members for their amazing igloo door.

School clothing has arrived. For anyone interested in buying school clothes, extras have been purchased. Please check out all of the pictures of the school clothing located on the school blog.

Sign-ups for Junior and Senior Curling have begun.

Trying to find a solution to your mounting debt can be a very stressful time in your life. You may not know how to look for what you need, especially if your needs are special or if your credit is less than excellent. Here are some helpful tips about unsecured debt consolidation loans that can give you the opportunity to make one monthly payment and dig yourself out of debt quicker and easier.

The first thing you will want to do before you begin this process is to stop and take a deep breath. There are many ways to get yourself out of debt without making yourself ill in the process. With every problem you are having financially, there is a viable solution that can take make paying your bills easier each month.

The whole idea about consolidating your credit accounts into one loan is to shake off the multiple interest rates you are paying on each individual account and only having one payment. When you put them all together, you are paying one bill each month, with one rate of interest. While the interest rate will be higher with this type of loan, it will be much lower than having to pay many of them each month.

Another advantage to this type of solution is that you have the opportunity of regaining your financial independence once and for all. It will allow you to make smarter decisions with your money, and find a better balance with your monthly budget. You must look within to determine what the problems are when dealing with your own finances and a consolidation loan allows you to do this without the added stress of the possibility of ruining it.

Starting the process is very easy. The best way to find companies that do this kind of loan is to do an internet search by typing in keywords into a search engine. You will get many options available to you, and it will be your job to look at everything listed so that you have a good idea of what the application process will entail.

28 December 2011

MCB Finance Group Plc

Pre-close trading update

15 December 2011

International Personal Finance plc

Pre-close update

Two major lottery prizes, each more than $100 million, could be won before Christmas.

The Mega Millions jackpot is estimated to be $173 million, and the Powerball jackpot is expected to be around $125 million.

The drawing is Friday night for the Mega Millions. Tickets must be purchased by 10 p.m.

The Powerball drawing will be Saturday night, and tickets must be bought by 9:59 p.m.

"Having two jackpots advertised at more than $100 million for both games is rare and unbelievably exciting," according to a statement by South Carolina Education Lottery executive director Paula Harper Bethea.

Inflation figures in most countries including the United States are high. In the UK, people are struggling with inflationary burden averaging around 4.3%. With fierce competition raging among online banks, it is important for depositors to review what is the best type of interest savings to avail of which will provide maximum safety to their money and attractive growth via a high yield return. Many banks have a savings account option with interest rates than can fight off inflation. Choose the best online savings which provide the best terms of service and account management conditions.

First thing you need to do is "COMPARE". Comparison of what your bank is currently giving you with what other online banks are offering can be an eye opener and a wakeup call. As an example, when you see the internet ad of EverBank, it says "earns 5x when you open an account with them." You may not be maximizing your earnings for a very long time with your savings bank. Online banks are now getting to be popular because of the higher interest rates they can offer viz-a-viz the traditional brick and mortar banks that people have been used to.

If you Google search the best online savings for 2011, you will access some data about many top online banks such as EverBank and American Express. The offer of Everbank is around 0.76% APY. It has been named "Best of the Web" by Forbes for the past 5 consecutive years and "Best of the Breed" by Money Magazine. Its initial deposit is only $1,500 and maintaining balance of $5,000. Another is Ally Bank which offers a best high yield online savings at 0.99% APY. It does not require any minimum balance with no monthly fees and without any sneaky disclaimers. Kiplinger's Personal Finance Magazine has rated it "Best for Savings".

Another online bank you can consider is Sallie Mae. Its high-yield savings account features a 1.00% APY with a daily compounded interest. It does not have any minimum balance and does not charge monthly fees. You can also check on their UPromise earnings offer where they give a 10% match. With FNBO Direct, its high interest online savings offers a 0.70% APY with initial minimum deposit of only $1.00. The bank does not charge any monthly fees. It has received recognition from Kiplinger as the "Best Online Savings Account" and from Bankrate as one of the safest online banks.

With HSBC Advance online savings account which provides 0.80% APY with no monthly fees and good web interface, you need only $1.00 to open an account. HSBC has also received past recognition from Kiplinger as the "best online savings account". Two top banks worth looking into are ING Direct which is now owned by Capital One and American Express Bank. So far, the best interest rate online is the 1.10% APY offered by SmartyPig.

OMAHA, Neb. , Dec. 6, 2011 /PRNewswire/ -- Kiplinger's Personal Finance magazine has named the Nebraska Educational Savings Trust (NEST) the " Best College Savings Plan " for Fund Selection, announced Dan O'Neill, President, First National Bank of Omaha. NEST is Nebraska 's 529 College Savings Plan and First National Bank of Omaha serves as Program Manager. This is the 4th time Kiplinger's has named Nebraska 's 529 Plan a 'Best College Savings Plan.'

(Logo: )

Kiplinger's recently released its "2011 Best List" and NEST was one of only two plans named in the College Savings Plan section. All 529 plans were evaluated on how they best suit the needs of investors in the categories of Overall Value, Fund Selection and Low Fees. NEST was cited in the category of Fund Selection based on a selection of 14 individual funds from Fidelity, Pimco, T.Rowe Price , State Street and Vanguard.

"We are honored to have been recognized by Kiplinger's , a highly respected consumer and industry publication," said O'Neill. "At a time when choosing the right funds is so important, being named " Kiplinger's Best" for Fund Selection is a testament to our strict fund selection process and the rigorous fund review we conduct on a monthly, quarterly and annual basis."

When developing the investment options within the NEST Plans, O'Neill said First National Bank of Omaha , the Nebraska State Treasurer's Office and the Nebraska Investment Council were mindful to balance actively and passively managed investments, offering diversified asset types in an open architecture environment. These organizations, along with First National Bank's Mutual Oversight and Asset Allocation committees, provide vigilant, experienced and disciplined oversight of these respected funds.

McIntosh asked the man if he needed help. The man looked up at him with tear-swollen eyes and nodded his head. As McIntosh proceeded to help the man, he realized that the man was trying to remove a slightly squashed birthday cake.

McIntosh recalled the man saying to him as they struggled to remove the cake from the close shelves of the bread rack, “Our baby is gonna have a cake for her first birthday.”

“I think by the time we got the cake out, we were all crying,” McIntosh said. “And it really struck me in the world I live in — every 1-year-old has a cake for their first birthday. Everybody has a cake, don’t they? No they don’t.”

At that moment, McIntosh realized that not everyone is fortunate enough to afford that symbolic birthday cake.

The event became a pivotal point in McIntosh’s life. “Although it’s not nutritious food, it was a real turning point,” McIntosh said. “That cake. That’s what hooked me in and set me in high gear to help and do all that I could.”