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Suphajee Suthumpun, chairman of both InTouch media and new business group and satellite and international business group, said recently that she has a lot of ideas about potential new businesses.

While she declined to specify them, she said that the new business must be able to synergise with the group's existing businesses, bringing in maximum benefit to the group, and generating new growth.

InTouch's executive committee chairman, Somprasong Boonyachai, has assigned Suphajee, who also serves as Thaicom's chief executive officer, to explore new business opportunities for the group.

InTouch's flagships include Thailand's largest cellular operator in terms of subscriber numbers Advanced Info Service, and satellite operator Thaicom.

InTouch is reportedly interested in exploring more telecom business opportunities in neighbouring countries.

Trading in the Forex market can translate into significant profits, but those profits won't come if you don't learn the markets first. Fortunately, you can start out with a demo account and get lots of practice. To make the most of your demo account, this article offers some tips to maximize your learning experience.

You will develop the skill to know the best time to sell or buy by the use of the exchange market signals. Your software should be able to be personalized to work with your trading. Have your entrance and exit strategies already in place before you make the trade.

You should figure out what sort of trading time frame suits you best early on in your Forex experience. Use time charts to figure out how to get in and out in just a few hours. A scalper moves quickly and uses charts that update every 5-10 minutes.

Stick to your set goals. When you launch your Forex investment career, determine what you hope to achieve and pick a time frame for doing so. Give yourself some room for mistakes, especially in the beginning as you are learning. You should also figure out how much time you can devote to trading, including the necessary research needed.

Take advantage of four-hour and daily charts for the Forex market. You can track the Forex market down to every fifteen minutes! Shorter cycles like these have wide fluctuations due to randomness. It's better to follow long term cycles to protect your emotions against short-term ups-and-downs.

Maybe you ran up your credit cards being a little over-generous during the holidays. Or perhaps you've been carrying a balance for years, but haven't been able to pay it off.

Does it make sense to buy insurance in case you're unable to make your payments?

Taking a cue from the still-struggling economy, credit card companies have ramped up their marketing of credit insurance, credit monitoring, identity theft protection services and other add-on products.

The new emphasis on these add-on services reflects that credit card companies are searching for ways to squeeze more profit from their businesses. They're challenged by new regulations that tightened restrictions on fees and interest rates in recent years.

None of these products are new, but they are very profitable, said John Ulzheimer, president of consumer education for SmartCredit.com .

MOSCOW : The Russian rouble firmed at Friday's open, retaining support from month-end tax payments, and stocks indexes inched higher before the central bank interest rate meeting.

The central bank is expected to leave key interest rates unchanged and is expected to start easing monetary policy in the first quarter to prop up the economic growth.

The market is unlikely to react to an 'on-hold' decision, which is already priced in.

By 0626 GMT, the rouble firmed 0.2 percent to 31.29 versus the dollar, its strongest since Dec. 8 and had added 0.1 percent to 40.91 against the euro.

The rouble enjoys support from export-focused companies that convert foreign currencies to meet local month-end tax duties.

If you're thinking of booking yourself an Easter break, why not consider somewhere in Europe? The continent is the ideal place in which to spend this time of year, often being home to vibrant celebrations, as well as delicious chocolates! To discover some of the best destinations for this kind of holiday, read on.

Once you have arranged your foreign exchange, you can start deciding the particulars of your trip. If you choose to go to Belgium, you could find that this is the ideal place for a chocolate-based Easter getaway!

Indeed, where could be better to spend this time of year than Belgium, which is known the world over for its fabulous sweet treats? You can spend your euro exchange currency indulging in delicious confectionary - but you'll find there is plenty else to do here as well.

Keen foodies will be spoilt for choice and simply must try the country's famous dish of mussels and chips. Meanwhile, beer fans will delight in the tasty local brews. Once you've finished sampling Belgium's diverse delicious produce, why not explore the picturesque canals in Bruges?

Meanwhile, there are lots of museums to see too, including the Magritte Museum - which could be a particular favourite of art enthusiasts - and the Belgium Comic Strip Centre.

Paying for college is a top financial priority for many people, but the ever-increasing cost for higher education is beyond many people's financial reach. When you don't have savings or investments to cover the cost of your children's college education, you may need to investigate loan options.

TUTORIAL: NineStudent Costs Everyone Can Take Advantage Of
Federal Loans
Federal college loans are loans that the federal government funds to help students or parents pay for the cost of a college education. (Save thousands of dollars on tuition with these tricks and little-known programs, see Best Back-To-School Deals .)

Types ofFederalCollegeLoans
There are three types of federal loans: the Federal Perkins Loan , the Federal PLUS Loan and Federal Stafford Loans . To qualify for a federal loan, you will need to complete and submit a free application of student aid (FAFSA)form to the U.S. Department of Education (DoED). TheDoED uses the FAFSA form to determine your expected family contribution (EFC), or how much your family will be required to pay towards the college bill. Your school's financial aid office can help explain the FAFSA form and the different types of federal loans that you or your student may qualify for.

JERUSALEM (AP) " Israeli credit card companies say hackers claiming to be Saudis disclosed credit card information of thousands of Israelis on the Internet.

The companies, however, disputed the hackers' claims that 400,000 credit-card holders were affected. Isarel's central bank put the number at 15,000.

Visa CAL company spokeswoman Sagit Ofir says she cannot confirm Saudi hackers were responsible.

The Ynet news website says the hackers called the cyber attack a "gift to the world for the New Year" that they hoped "would hurt the Zionist pocket."

Ynet says the information was removed from an Israeli sports website shortly after it appeared.

A parish-government spokesman said officials are monitoring the fire but do not feel it is a major public hazard or a threat to homes.

The fire is in the Salvador Wildlife Management Area, a remote area between Bayou Gauche and Lake Cataouatche.

A series of free courses that teaches participants how to start a small business is set to start Jan. 24.

The class is offered through Catholic Charities of Houma-Thibodaux and is one evening a week for two months.

The deadline to sign up is Jan. 12. Call Brooks Lirette at 876-0490 to schedule an orientation appointment.

How do you know when you have a good credit card offer? How can you find one that will help you rebuild credit? There may be other questions you need to answer before these actually. Three really is no limit to options of credit cards that you can have in order to rebuild credit. What you need to think about is whether you really need them and if you are willing to pay the fees. We will go over the answers to these questions and more in this article.

For those who have moderate to bad credit there are many options that are not too bad and will allow you to work on rebuilding credit if that is needed. The bigger question however is to ask yourself if you really need credit to live and if you feel you do then perhaps you should ask yourself if there are other changes you can take to improve your life situation. Credit is not a bad thing but the form of credit we have today and the way we depend on it did not always exist and in the eyes of some should not exist.

We live in a world that more often than not, creates dependent citizens. When credit is used improperly it helps create this debilitating dependance. This is why one of the first things I would always recommend to anyone looking to improve their credit rating is to first decide what changes need to be made in your life to help you live within your means. Believe it or not, your credit will be best when you live without it. If you are living your life without extremes then you are creating habits that will allow you to be more responsible with all your credit related activities. Keep in mind that we are teaching you how to make changes that will greatly improve your life.

So here is how to go about looking for a credit card to improve your credit:

First identify any habits that need to change to help you live well within your means

Debt consolidation programs are essentially debt repayment programs. You can consolidate a range of debts from major credit cards, mortgage arrears, store cards and personal loans. You choose the accounts you want to enter into the program when you apply. A professional debt consolidation company will evaluate your finances and debt and help you set up a executable debt consolidation plan, freeing up your time, energy and cash flow. Feasible debt consolidation schemes also offer the chance of long term financial stability.

Depending on your circumstances you can take out a secured or unsecured loan. A secured loan enables you to borrow money from lenders by using your property as security. This means that the lender is minimising the risk of losing any money and so can offer a secured loan at a lower APR. A secured loan is also easier to obtain as an unfavourable credit history such as arrears or CCJs can be largely discounted. An unsecured loan is a loan given by a financial institute that does not require you to put up any collateral. You will need to have a good credit rating in order to be eligible for an affordable unsecured loan and the lending company may require a co-signer on the loan to decrease the risk of the loan not being paid back.

Debt consolidation is certainly not daunting and can help out many who find themselves in severe financial hardships. Debt consolidation presents many benefits such as consolidating all your existing debt problems into a single manageable monthly payment and eliminating potential interest and late fees which may have arose from existing debts. If you're seeking debt consolidation as an answer, remember that you can always negotiate the terms of the consolidation.

If you are having problems with debt and need advice, contact Express Debt Solutions, specialists in debt management. Express Debt Solutions is a part of Norton Financial Services Limited, one of the largest and most established finance companies in the UK. Express Debt Solutions are experts in debt management services. They offer a complete service for debt management and debt advice to tackle your debt problems from start to end. Express Debt Solutions are IVA specialists and will provide you with the correct advice to help you reduce your debt and expense. For more information call Express Debt Solutions on 0800 408 0026 or visit the Express Debt Solutions website at www.expressdebtsolutions.co.uk

本文出自 Mr.J ....